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Today's Rates

Last update: January 30, 2012 10:17 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Note: All loans subject to a 1% Originating fee. All loans subject to credit/underwriting approvals. 		3.750 0.000 3.764
15 yr fixed conforming
 3.500 0.000 3.525
3/1 ARM
All ARMs are non-convertible. 		3.125 0.000 2.939
30/5 yr fixed or 5/1 ARM
Purchase and no cash-out Refi up to 90%LTV to $417,000. 		3.250 0.000 3.014
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
 4.500 0.000 4.508
15 yr fixed jumbo
 4.000 0.000 4.014
3/1 jumbo ARM
All ARMs are non-convertible. 		3.375 0.000 2.987
5/1 jumbo ARM
 3.500 0.000 3.260
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 4.000 0.000 4.015
15 yr fixed FHA 3.500 0.000 3.526
30 yr fixed VA 4.000 0.000 4.013
15 yr fixed VA 3.500 0.000 3.523
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.